48473 ZIP Code — Swartz Creek, MI

Genesee County, Michigan

ZIP code 48473 is located in Swartz Creek, Michigan, within Genesee County. It covers approximately 56.24 square miles and serves a population of 22,586 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 810.

About ZIP code 48473

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $179,300. Owner-occupancy is high at 85%, well above the national average.

Median household income is $74,425. The poverty rate of 6% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 48473 reflects a community defined by high homeownership and a significant Social Security-dependent population.

22,586

population

56.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48473 ZIP code map

Cities in ZIP code 48473

Below are the cities the US Postal Service accepts for ZIP code 48473. Using any city not on this list may result in mail delivery delays.

City	Status
Swartz Creek	Acceptable
Swartz Creek	Preferred

Nearby ZIP codes

48436 Gaines (5.1 mi) 48532 Flint (5.2 mi) 48507 Flint (6.1 mi) 48507 Flint (6.1 mi) 48449 Lennon (7.1 mi) 48504 Flint (8.5 mi) 48550 Flint (8.7 mi) 48555 Flint (8.7 mi) 48552 Flint (8.7 mi) 48551 Flint (8.7 mi) 48553 Flint (8.7 mi) 48554 Flint (8.7 mi)

Demographics updated 06/2026

Population
Total population	22,586
Population density	402 / sq mi
State FIPS	26
County FIPS	049

Geography
Land area	56.24 sq mi
Water area	0.14 sq mi
Latitude	42.9423
Longitude	-83.8299
Timezone	Eastern (ET)
Area code	810

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.1%	48.8%	42.6%
$50k – $100k	38.9%	30.0%	31.1%
$100k – $200k	21.2%	17.4%	20.6%
Over $200k	4.9%	3.8%	5.7%

Demographics & statistics

22,586

Population

402

People per sq mi

46.0

Median age

$74,425

Median household income

$39,676

Per capita income

$179,300

Median home value

$1,056

Median monthly rent

85.1%

Home ownership

5.6%

Poverty rate

3.0%

Unemployment

8,559

Housing units

23.4%

Bachelor's or higher

Age distribution

Male Female

526

Under 5

527

730

5–9

732

444

10–14

444

771

15–19

773

565

20–24

567

1,232

25–34

1,235

1,298

35–44

1,300

1,570

45–54

1,574

872

55–59

874

897

60–64

898

1,373

65–74

1,375

701

75–84

703

302

85+

303

← Male

Female →

Age summary

Group	Count	%
Under 18	4,367	19.3%
18 and over	18,219	80.7%
65 and over	4,757	21.1%
Median age	46.0 years

Race & ethnicity

White 90.6%

Two or more races 3.9%

Black or African American 3.4%

Hispanic or Latino 1.2%

Asian 0.8%

Other race 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	20,702	90.6%
Two or more races	899	3.9%
Black or African American	771	3.4%
Hispanic or Latino	263	1.2%
Asian	187	0.8%
Other race	14	0.1%
American Indian / Alaska Native	13	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.1%	48.8%	42.6%
$50k – $100k	38.9%	30.0%	31.1%
$100k – $200k	21.2%	17.4%	20.6%
Over $200k	4.9%	3.8%	5.7%

Under $10k 2.6%

$10k–$15k 2.4%

$15k–$25k 5.6%

$25k–$35k 8.2%

$35k–$50k 13.5%

$50k–$75k 18.5%

$75k–$100k 16.2%

$100k–$150k 19.2%

$150k–$200k 7.2%

$200k+ 6.6%

Range	% of households
Under $10k	2.6%
$10k–$15k	2.4%
$15k–$25k	5.6%
$25k–$35k	8.2%
$35k–$50k	13.5%
$50k–$75k	18.5%
$75k–$100k	16.2%
$100k–$150k	19.2%
$150k–$200k	7.2%
$200k+	6.6%
Median income	$74,425

Housing

Home values

Under $50k 8.5%

$50k–$100k 4.5%

$100k–$150k 17.2%

$150k–$200k 33.7%

$200k–$300k 28.3%

$300k–$500k 7.0%

$500k–$1M 0.7%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$179,300
Median rent / month	$1,056
Owner occupied	85.1%
Renter occupied	14.9%
Vacant	4.4%
Single-family detached	79.6%
Large apartment buildings	0.6%
Mobile homes	6.7%
Median rooms	6.0
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.1%
2010–2019	3.8%
2000–2009	12.1%
1990–1999	16.4%
1980–1989	12.0%
1970–1979	19.4%
1960–1969	19.4%
1950–1959	7.9%
1940–1949	3.6%
1939 or earlier	5.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.1%
2 bedrooms	17.6%
3 bedrooms	62.0%
4 bedrooms	15.4%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	31.5%
2 vehicles	42.5%
3 or more	22.8%

Heating fuel

Fuel type	%
Utility gas	83.3%
Electricity	9.7%
Propane / LP gas	4.5%
Fuel oil	0.7%
Wood	1.0%
Solar	0.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,980	52.2%
Cohabiting couple	643	6.7%
Male householder, no spouse	1,604	16.8%
Female householder, no spouse	2,315	24.3%
Households with children under 18	2,462	25.8%
Households with seniors (65+)	3,569	37.4%
Average household size	2.36

Marital status

Status	Male	Female
Never married	27.6%	24.6%
Married	54.1%	50.0%
Separated	0.3%	0.7%
Widowed	4.0%	10.6%
Divorced	14.0%	14.0%

Education

Less than 9th grade 0.8%

Some HS, no diploma 3.8%

HS graduate 27.3%

Some college, no degree 31.5%

Associate's degree 13.1%

Bachelor's degree 16.4%

Graduate / professional 7.0%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	23.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	238	5.4%
Kindergarten	320	7.2%
Elementary school	1,519	34.2%
High school	1,234	27.8%
College / grad school	1,131	25.5%

Employment

Industry of employment

Education & healthcare 24.1%

Manufacturing 16.0%

Retail trade 13.6%

Professional & management 8.5%

Other services 6.8%

Construction 6.4%

Finance & real estate 6.1%

Arts, food & hospitality 5.2%

Transportation & utilities 4.4%

Public administration 4.2%

Wholesale trade 3.4%

Information 1.3%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	39.2%
Service	12.9%
Sales & office	23.9%
Natural resources & construction	8.5%
Production & transportation	15.5%

Employment type

Type	%
Private sector	84.5%
Government	11.0%
Self-employed	4.3%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	85.0%
Carpool	5.8%
Public transit	0.1%
Walk	0.7%
Work from home	8.1%
Other means	0.3%
Avg commute (minutes)	28.6

Poverty

All people 5.6%

Under 18 years 2.2%

18 and over 6.4%

Married-couple families 1.5%

Female-led households 9.2%

Income support

Source	% of households
Social Security	42.4%
Retirement income	40.3%
Supplemental Security	5.8%
Cash public assistance	1.8%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
Obesity	37.9%
High blood pressure	33.9%
High cholesterol	37.5%
Diabetes	10.7%
Heart disease	6.6%
Stroke	3.0%
Asthma	11.0%
Arthritis	31.1%
Kidney disease	2.9%
Pulmonary disease	7.4%
Cancer	7.3%

Behavior / access	%
Smoking	19.2%
Binge drinking	19.2%
No physical activity	21.1%
Less than 7 hrs sleep	36.4%
Depression	23.3%
Fair or poor health	13.7%
Poor mental health	16.3%
Poor physical health	10.7%
No health insurance	8.6%
Visited doctor (checkup)	74.6%
Visited dentist	73.3%
Cholesterol screening	92.2%
Teeth loss	11.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,659	9.1%

Disability	%
Any disability	15.2%
Under 18	5.1%
18–64 years	13.5%
65 and over	29.5%

Health insurance coverage

Type	%
Private insurance	81.6%
Public insurance	36.7%
No insurance	3.4%
Uninsured under 19	0.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,533	95.3%
Spanish	144	0.7%
Other Indo-European	47	0.2%
Asian & Pacific Islander	23	0.1%
Other languages	37	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,020	97.5%
Born in same state	21,924	97.1%
Born in different state	19,377	85.8%
Foreign born	96	0.4%
Naturalized citizen	566	2.5%
Not a US citizen	518	91.5%

Ancestry

Ancestry	Count	%
French	3,107	13.8%
Italian	2,695	11.9%
Arab	1,877	8.3%
German	389	1.7%
English	378	1.7%

Ancestry	Count	%
Irish	323	1.4%
Polish	229	1%
Norwegian	61	0.3%
Dutch	29	0.1%

Technology access

Metric	% of households
Computer access	42.2%
Internet access	95.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48473

What city is ZIP code 48473 in?

ZIP code 48473 is primarily assigned to Swartz Creek, Michigan.

What county is ZIP code 48473 in?

ZIP code 48473 falls within Genesee County, Michigan.

Is ZIP code 48473 mostly owner-occupied?

85% of occupied units in ZIP code 48473 are owner-occupied, well above the national average.

Does ZIP code 48473 have a large retiree population?

42% of households in ZIP code 48473 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 48473 have a large veteran population?

9% of civilians in ZIP code 48473 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 48473?

The median home value in ZIP code 48473 is $179,300.

What timezone is ZIP code 48473 in?

ZIP code 48473 observes the EST timezone.